Your almost there it’s at:
Week 12 has been posted.
Your almost there it’s at:
Week 12 has been posted.
Seems like this is my new obsession, the view is always amazing.
Posting a few of the pictures, not sure it will do justice to the actual view.
I should try a panoramic on the next visit.
Got the Android version of the geocashing software only to find out it doesn’t work all that well w/o cell reception. O well live and learn next time I will prep things before heading out.
The hike was good, still a bit of a challenge but seemed easier his time. Douglas was petty busy but that is to be expected the view is simply amazing. Hopefully it will work out this fall to time a hike during “peakweek”. I took some pics but they really don’t do it justice, I may post a few when I get a few minutes.
Going to check out Maine Trails to try to different hike at some point this weekend.
Planning a trip to Douglas Mountain. Hopefully no Zombies this time either.
Going to give geocaching a try, I think it is something I will enjoy.
Hopefully the weather cooperates and I will have a few pictures to share.
Enjoy memorial day.
Just learning what I can do with this.
So not likely to be exciting for a bit.
We’re all still on a New Year’s high, where we’re ambitious, determined, and motivated. We have goals we want to accomplish, things we want to change, and tasks we want to do. Financially, you should have a game plan as well. This may mean saving more, spending less, investing more aggressively, or even cooking more at home. Instead of focusing on things you can add to your life, let’s look at some things we can do without, or at least we can do with less of it:
Less trips out to eat:
Although things like value menus and 2 for $20 deals sounds awesome, they’re ultimately hurting your pocket. Restaurants are in existence because they yield a profit, meaning you can actually make the same meal at home for a lot less. Go through bank statements from last year and see if you can identify how many times you went out to eat. Try to cut that in half by 50%. You’d be amazed at how much money you’re going to save.
Reduce usage of water and electricity:
We’re very wasteful people when you think about it. How many times have you exited a room without turning off a TV or the light? When’s the last time you took a shower without standing in the water for 5 minutes? Electricity and water bills can be a lot lower if we limit our usage. If it’s day time, more than likely you don’t need to turn your lights on. Use that natural light. You don’t have to do a load of clothes every single day (although I do realize some families actually do need to do this). Is this dish washer more efficient than washing the dishes by hand? See if you can lower your bills by using less power and water.
A lot of people believe it’s unrealistic to live without using credit. Some people rave about being able to use their credit cards for rewards and additional savings. This year, try using your credit card less. So what are you supposed to do instead? If you need your plastic, choose your bank’s debit card that’s linked to your checking account instead. Even better, try going on a cash diet, which will help you realize how much you’re spending and how much money you have left.
Don’t eat as much meat:
Carnivores, it’s your time to go into an uproar. I love eating meat just as much as the next person, but a diet based on meat isn’t all it’s cracked up to be, including for our wallets. Think of how much it costs to buy chicken, fish, and beef. Now think about the money you’ll save if you cut meat out for just 1 day a week. You probably can’t imagine a meal without meat, but you can make some delicious meals without it. Try cereal for breakfast, salad for lunch, and pasta for dinner. All yummy treats and you don’t miss the meat. If you’re really adventurous, go for 2-3 times a week.
Reduce paper: It’s 2012; why do you still have mounds of paper laying around? Get rid of those stacks of forms you swore you’d use 3 years ago. Scan all your important documents and receipts and turn to a filing system in the cloud. For documents that you need hard, original copies for, invest in a safety deposit box. Saving on the cloud is simple when you have tools like Dropbox and Evernote, making your files accessible from any computer with an Internet connection, even from your tablet and smartphone.
Get rid of clutter:
It’s time to attempt a more minimalist lifestyle, which means really looking around and asking yourself “do I need all this stuff?” Surprisingly, you may find yourself saying “no” more often than “yes”. Sure, furniture is essential, but again, we’re living in excess. Do you need that many TVs? How many dining room tables do you have? Do you seriously need a walk in closet and dressers? Get rid of the things you don’t need, and even make some money off it by selling it on sites like Craigslist and eBay, or setting up shop at a flea market.
What do you plan on reducing or flat out eliminating in 2012?
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